In this photo of Wednesday Aug. 24, 2011 customers make money transfers at an M-Pesa counter in Nairobi, Kenya, as others wait outside. A mobile phone banking service called M-Pesa allows people without a bank account to transfer money between phones instantly anywhere in the country. More than 50 countries now have such services, including Afghanistan. The fundraising effort Kenyans for Kenya has raised more than $7 million for drought victims. Bob Collymore, the head of telelphone company Safaricom, said more than 86 percent of early donations to the campaign came through M-Pesa.(AP Photo/Sayyid Abdul Azim)